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How to Reduce the Long-Term Cost of a Secured LoanUsing a home as security can provide access to borrowing for substantial expenses, but a secured agreement can continue for many years. Small differences in rates, fees and repayment periods can therefore have a meaningful im

Loans Despite a CCJ: Why Specialist Lending Still Requires Careful ComparisonTraditional lenders may apply criteria that make borrowing more difficult for applicants with adverse credit history. Specialist lenders can sometimes take a broader view, but that does not mean eve

Understanding Your Borrowing Options With a Poor Credit HistoryPast financial problems can make applying for finance more complicated, but an imperfect credit history does not automatically close every borrowing option. Missed payments, defaults or other difficulties may influen

Low Interest Borrowing: Why the Rate Is Only Part of the StoryInterest rates naturally attract attention when people compare finance. Even a relatively small difference can affect the cost of a substantial loan, particularly when borrowing continues for several years. Howeve